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y husband and I set up a dinner meeting with Robert and his wife within the next week。 Although it was our first social get…together; we felt as if we had known each other for years。

We found out we had a lot in mon。 We covered the gamut; from sports and plays to restaurants and socio…economic issues。 We talked about the changing world。 We spent a lot of time discussing how most Americans have little or nothing saved for retirement; as well as the almost bankrupt state of Social Security and Medicare。 Would my children be required to pay for the retirement of 75 million baby boomers? We wondered if people realize how risky it is to depend on a

pension plan。

Robert's primary concern was the growing gap between the haves and have nots; in America and around the world。 A self…taught; self…made entrepreneur who traveled the world putting investments together; Robert was able to retire at the age of 47。 He came out of retirement because he shares the same concern I have for my own children。 He knows that the world has changed; but education has not changed with it。 According to Robert; children spend years in an antiquated educational system; studying subjects they will never use; preparing for a world that no longer exists。

〃Today; the most dangerous advice you can give a child is ‘Go to school; get good grades and look for a safe secure job;' 〃 he likes to say。 〃That is old advice; and it's bad advice。 If you could see what is happening in Asia; Europe; South America; you would be as concerned as I am。〃

It's bad advice; he believes; 〃because if you want your child to have a financially secure future; they can't play by the old set of rules。 It's just too risky。〃

I asked him what he meant by 〃old rules?〃 。

〃People like me pla

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