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d a great deal because we wanted to buy so many。 I have done the same with stocks。 Small people remain small because they think small; act alone; or don't act all。

?Learn from history。 All the big panies on the stock exchange started out as small panies。 Colonel Sanders did not get rich until after he lost everything in his 60s。 Bill Gates was one of the richest men in the world before he was 30。

?Action always beats inaction。

These are just a few of the things I have done and continue to do to recognize opportunities。 The important words being 〃done〃 and 〃do〃。 As repeated many times throughout the book; you must take action before you can receive the financial rewards。 Act now!

EPILOGUE

How To Pay for a Child's College Education for 7000

As the book draws to a close and approaches publication; I would like to share a final thought with you。 The main reason I wrote this book was to share insights into how increased financial intelligence can be used to solve many of life's mon problems。 Without financial training; we all too often use the standard formulas to get through life; such as to work hard; save; borrow and pay excessive taxes。 Today we need better information。

I use the following story as a final example of a financial problem that confronts many young families today。 How do you afford a good education for your children and provide for your own retirement? It is an example of using financial intelligence instead of hard work to achieve the same goal。

A friend of mine was griping one day about how hard it was to save money for his four children's college education。 He was putting 300 away in a mutual fund each month and had so far accumulated about 12;000。 He estimated he needed 400;000 to get four child

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