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懷疑一切提示您:看後求收藏(奇妙書庫www.qmshu.tw),接著再看更方便。

elling your assets; you are taxed for any gains。

So many people have put themselves in deep financial trouble when they run short of ine。 To raise cash; they sell their assets。 First; their personal assets can generally be sold for only a fraction of the value that is listed in their personal balance sheet。 Or if there is a gain on the sale of the assets; they are taxed on the gain。 So again; the government takes its share of the gain; thus reducing the amount available to help them out

Of debt。 That is why I say someone's net worth is often 〃worth less〃 than they think。

Start minding your own business。 Keep your daytime job; but start buying real assets; not liabilities or personal effects that have no real value once you get them home。 A new car loses nearly 25 percent of the price you pay for it the moment you drive it off the lot。 It is not a true asset even if your banker lets you list it as one。 My 400 new titanium driver was worth S150 the moment I teed off。

For adults; keep your expenses low; reduce your liabilities and diligently build a base of solid assets。 For young people who have not yet left home; it is important for parents to teach them the difference between an asset and a liability。 Get them to start building a solid asset column before they leave home; get married; buy a house; have kids and get stuck in a risky financial position; clinging to a job and buying everything on credit。 I see so many young couples who get married and trap themselves into a lifestyle that will not let them get out of debt for most of their working years。

For most people; just as the last child leaves home; the parents realize they have not adequately prepared for retirement and they begin to scramble to put some money away。 Then; t

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