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It's OK to be a coward when it es to money。 You can still be rich。 We're all heroes at something and cowards at something else。 My friend's wife is an emergency room nurse。 When ； she sees blood； she flies into action。 When I mention investing； she runs'j away。 When I see blood； I don't run。 I pass out。 My rich dad understood phobias about money。 〃Some people are terrified of snakes。 Some people are terrified about losing money。 Both are phobias；〃 he would say。 So his solution to the phobia of losing money was this little rhyme： 〃If you hate risk and worry。 。 。start early。〃
That's why banks remend savings as a habit when you're young。 J If you start young； it's easy to be rich。 I won't go into it here； but there is a large difference between a person who starts saving at age 20 versus age 30。 A staggering difference。
It is said that one of the wonders of the world is the power of pound interest。 The purchase of Manhattan Island is said to be one of the greatest bargains of all time。 New York was purchased for 24 in trinkets and beads。 Yet； if that 24 had been invested； at 8 percent annually； that 24 would have been worth more than 28 trillion by 1995； Manhattan could be repurchased with money left over to buy much of L。A。； especially at 1995's real estate prices。
My neighbor works for a major puter pany。 He has been there 25 years。 In five more years he will leave the pany with 4 million in his 401k retirement plan。 It is invested mostly in high…growth mutual funds； which he will convert to bonds and government securities。 He'll only be 55 when he gets out； and he will have …a passive cash flow of over 300；000 a year； more than he makes from his salary。 So it can be done； even if you hate losing or hate risk。 But you must start early and definite
